Privacy Policy

Effective Date: September 01, 2023

Blue Wealth Group (“we,” “us,” “our”) values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, share, and protect the information you provide through our life insurance website (the "Website"). This Policy is also compliant with the regulations surrounding 10DLC (10-Digit Long Code) messaging campaigns, and by using our services, you agree to this Privacy Policy.

1. Information We Collect

We may collect and process the following types of information:

A. Personal Information:

- Name, address, email address, phone number, date of birth, Social Security number, and other relevant personal details when you apply for insurance or request quotes.

- Health information or medical history if required for the underwriting process.

B. Non-Personal Information:

- Browser type, IP address, device identifiers, and website usage data.

C. Communication Preferences:

- Preferences regarding receiving communications, including marketing communications and messages via 10DLC.

2. How We Use Your Information

We use the information we collect for the following purposes:

- To provide life insurance quotes and fulfill applications.

- To assess eligibility for life insurance products and services.

- To communicate with you, including via SMS/text messages compliant with 10DLC, in accordance with your preferences.

- To comply with legal and regulatory requirements.

- To improve our website functionality, services, and overall customer experience.

3. SMS Communications (10DLC Compliance)

If you opt-in to receive communications from us via SMS, we will use a 10DLC-compliant system to send you text messages regarding:

- Life insurance quotes

- Policy updates

- Marketing promotions (if you have opted in)

- Reminders or other related information

By providing your phone number, you consent to receive such messages. You can opt-out at any time by replying STOP to any message or contacting us at info@bluewealthgroup.com. Data rates and charges may apply.

4. Sharing of Your Information

We do not share your personal information with 3rd parties/affiliates.

5. Data Security

We implement appropriate security measures to protect your personal information from unauthorized access, use, alteration, or disclosure. This includes encryption, firewalls, and secure server technology.

However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Your Rights

Depending on your location and applicable laws (such as GDPR and CCPA), you may have the following rights:

- Access: You can request access to your personal information.

- Correction: You can request corrections to your personal information.

- Deletion: You can request that we delete your personal information, subject to legal requirements.

- Opt-Out: You can opt-out of receiving marketing communications, including 10DLC SMS messages.

To exercise these rights, please contact us at Privacy@bluewealthgroup.com

7. Cookies and Tracking Technologies

We may use cookies, web beacons, and other tracking technologies to improve your experience on our website and to analyze usage patterns. You can control cookies through your browser settings.

Note No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties

8. Children's Privacy

Our website is not intended for children under the age of 18, and we do not knowingly collect personal information from individuals under this age.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date. We encourage you to review this policy periodically.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:

Blue Wealth Group 

Rocklin, CA

916.884.0650 

info@bluewealthgroup.com

This Privacy Policy ensures that your website complies with both general privacy regulations and specific 10DLC requirements related to SMS communications. Let me know if you'd like any adjustments or additional details!